Get to know us
Pajak Financial Services was formerly Foord Van Bruggen & Pajak Financial Services.
Elfrena Foord, Carol Van Bruggen and Laura Pajak began together in 1986.
Loyalty, stability and consistency were important values to the firm. A testament to this is that the three partners stayed together from the founding in 1986 until Elfrena and Carol retired in 2021.
During their time together, all as CERTIFIED FINANCIAL PLANNER™ Professionals, the partners believed in a philosophy of financial planning, continuing to be educated on best practices and following the Code of Ethics of the CFP Board. The firm was committed to leadership in local professional associations, each partner having served as president of the local chapter of the Financial Planning Association. The partners have been active in the community and have served as leaders on the board of local non-profit groups. They created The Wealth & Beyond Program. It is a process that provides clarity, confidence and contentment to our clients. In 2009, they authored “It’s Not About Your Money, It’s About Your Life.” The book details the Wealth & Beyond Program and how it helps clients work through financial concerns.
Laura will continue the values and financial planning-based approach that she and her partners, Elfrena and Carol, started in 1986.
Laura Harger Pajak
Laura, a CERTIFIED FINANCIAL PLANNER ™ Professional, has been helping people gain financial confidence and providing a road map toward their life goals for more than 30 years.
Education
Bachelor of Arts, Economics, University of California, Los Angeles
Professional designations
CERTIFIED FINANCIAL PLANNER ™ Professional (CFP®)
Chartered Advisor in Philanthropy (CAP®)
Professional involvement
Sacramento Estate Planning Council – member, past president
Financial Planning Association of Northern California – member, past president
Philanthropic Advisors’ Forum of Greater Sacramento
FPA NorCal Conference Board – past member
Community service
Rotary Club of East Sacramento – member, past president
East Sacramento Rotary Foundation – board member
Honors
Sacramento Region Community Foundation Don Poole Award
Rotary Club of East Sacramento Rotarian of the Year
Financial Planning Association of Northern California, chapter service award
Erin McGuire
Erin is our client service manager. She is a graduate of Loyola Marymount University with a degree in humanities. She has worked in the financial planning and investment industry and for the firm since 2001. She holds a Series 6 securities license and a CA life insurance license.